Open any certificate with a $500 minimum deposit.  Choose from a variety of terms and payment options with any share certificate.  ECU may also choose to offer “Special” rates and terms.  Certificate rates are subject to change every Wednesday.

• Dividends on six-month Certificates and Special Rate Certificates are paid monthly and at maturity
•  All other dividends are paid quarterly and at maturity
• Penalty for Early Redemption of Certificate is 90 Days’ Dividends (may reduce the principal of CD)

Terms Typically Offered:

• 6 month
• 12 month
• 24 month
• 36 month
• 48 month
• 60 month

Payment Options:

• Dividends may be compounded to the certificate
• Paid to an ECU Share Account
• Paid by Check