Account Fees
 Monthly Charge  
          A+ Checking $5.00, if balance falls below $300
          Prime Checking $10.00, if balance falls below $2,000
          Money Market Gold $5.00, if balance falls below $1,000
   
Checking Account Fees
NSF Returned $20.00
NSF Paid (ODP) $20.00
NSF Paid (Transfer) $15.00
NSF Paid (Late Deposit) $15.00
Checkcard NSF Fee $20.00
Checkcard Transfer Fee $15.00
Stop Payment Fee $20.00
Check Copies/Research $3.00
Temporary Checks $2.00 (8 checks)
Check Printing Fee Prices vary by style
   
Business Account Fees
Monthly Charge  
          Principal Checking $5.00, if average balance falls below $300
          Superintendent Checking $10.00, if average balance falls below $1,000
Per Item Charge  
           Principal Checking $0.10/item, after first 100 free per month
           Superintendent Checking $0.10/item, after first 200 free per month
Change Orders $0.10/ roll or strap, 5 free per month
   
ACH/EFT Fees
NSF EFT Fee $20.00
Paid EFT Fee (ODP) $20.00
NSF EFT Paid (Transfer) $15.00
NSF EFT Paid (Late Deposit) $15.00
Transaction Research Fee $10.00
Balance Update Fee $10.00
Captured Card Fee Pass through of fee charged to ECU
Replacement Card Fee $5.00
Replacement PIN Fee $3.00
TARC Debit Card Fee $2.00
ATM Service Charge** $1.00/transaction
   
Other Service Fees
Check Cashing Fee* 2% of check amount, $3.00 minimum
Loose Coin Fee* 2% of coin amount, $3.00 minimum
Returned Item Fee  
          Written By You  $20.00
          Written To You $5.00
Account Reconciliation $20.00/hour, 1 hour minimum
Account Research $20.00/hour, 1 hour minimum
Statement Copy Fee $3.00/copy, $5.00 minimum
History Printout Fee $1.00/month
Domestic Wire Fee $20.00
International Wire Fee $35.00
Money Order $2.00
VISA Gift Card $3.00

Cashier's Check (3rd Party)

$2.00
Legal Process Fee $10.00
Inactive Account Fee $10.00/month after 2 years (account > $50)
Account Closure Fee $5.00 if closed within 180 days of opening
Unlocateable Account Fee $25.00/year
Returned Mail / Bad Address Fee $5.00/item
Copies $0.25/page, 2 free
Fax (Local) $1.00 up to 3 pages, $1.00 per additional page
Fax (Long Distance) $4.00 for first page, $1.00 per additional page
3rd Party Phone Payment Fee $10.00
Par Value - Membership Share $5.00
   

*  Charges waived with multiple sub-accounts and balances greater than $50.
** Outside of Credit Union ATM Network.

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