| Statement of Financial Condition |
December 31, 2009 |
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| Assets |
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Loans |
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Loans to Members |
$60,872,321.07 |
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Centrix Loans |
$494,513.07 |
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Visa Loans |
$7,936,002.96 |
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Loan Participations |
$982,619.92 |
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Total Loans |
$70,285,457.02 |
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Allowance for Loan Losses |
($670,259.86) |
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Net Loans |
$69,615,197.16 |
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Cash |
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Cash Clearing |
$227,382.17 |
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Vault Credit |
$797,620.40 |
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Cash in ATMs |
$130,325.60 |
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Federal Reserve Settlement |
$6,766.58 |
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PSI Vault Cash |
$102,000.00 |
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Total Cash |
$1,264,094.75 |
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Investments |
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Cash Management - KCCU |
($495,855.79) |
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Membership Shares - KCCU |
$928,668.30 |
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Certificates of Deposit - KCCU |
$4,500,000.00 |
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Managed Liquidity - KCCU |
$1,559,209.60 |
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MBS A.R.M. Pools |
$19,341,161.23 |
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Insured Certificates of Deposit |
$12,101,000.00 |
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Agency Securities |
$12,500,000.00 |
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Premium on Securities |
$65,808.19 |
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Discount on Securities |
($789.30) |
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FAS115 MVV |
$318,160.58 |
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Investment in CUSOs |
$1,234,143.54 |
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Total Investments |
$52,051,506.35 |
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Misc. Receivables |
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Accrued Investment Income |
$150,317.53 |
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Accrued Loan & VISA Interest Income |
$270,048.26 |
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Prepaid & Deferred Expenses |
$150,764.47 |
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Total Receivables |
$571,130.26 |
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Fixed Assets |
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Land |
$713,841.57 |
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Buildings |
$3,094,186.33 |
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Furniture & Equipment |
$297,664.42 |
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Total Fixed Assets |
$4,105,692.32 |
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Other Assets |
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Other Receivables |
$786,747.85 |
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NCUA Insurance |
$1,001,934.73 |
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Dividends Payable |
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Dividends Payable - Certificates |
$349,993.01 |
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KCCU Loans |
$1,996,000.00 |
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Accounts Payable |
$435,826.13 |
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Shares |
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Regular Shares |
$21,942,796.01 |
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Checking Account Shares |
$9,338,882.92 |
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Christmas Club Shares |
$58,079.41 |
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ATM Shares |
$232,973.88 |
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Gold Account Shares |
$27,559,011.97 |
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IRA Shares |
$7,109,336.46 |
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Share Certificates |
$49,157,679.67 |
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Regular Reserve |
$2,785,465.63 |
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Contingency Reserve |
$3,292,544.98 |
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Undivided Earnings |
$4,836,051.97 |
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Unrealized Gain/(Loss) AFS Securities |
$318,160.58 |
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$126,631,153.00 |
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