Receive great “credit union” rates on your home mortgage too.  All ECU mortgages are handled by the credit union staff you know and trust.  Finance your home up to 30 years.

For longer terms and special programs for first time borrowers visit our Credit Union Mortgage Services Center at 1080 Wanamaker Road. Call 785.273.9333 or online at http://www.capcuso.com/capitolcuso/CurrentRates.asp.

First Mortgages

• 10, 15, or 30 year terms 
• Fixed Rate
• ½% origination fee
• Maximum Amount Loaned – 90% of Appraised Value
• Owner Occupied Residences Only
• All Fees Paid by Borrower:
     Appraisal, Title Insurance, Recording Fees, Mortgage Tax, etc.

Current Rates | Request a mortgage application

Construction Loans

• Fixed Rate
• Maximum Amount Loaned – 85% of Appraised Value
• 1% Origination Fee
• 12 months maximum term
• All Fees Paid by Borrower:
     Appraisal, Title Insurance, Recording Fees, Mortgage Tax, etc.

Current Rates | Request a mortgage application

Lots, Land, Acreage

• Fixed Rate
• ½% Origination Fee
• Finance up to 70% of Value or Purchase Price
• All Fees Paid by Borrower:
  Appraisal, Title Insurance, Recording Fees, Mortgage Tax, etc.
• 10 Year Term – Standard - up to 30 years with the approval of ECU Credit Committee

Current Rates | Request a mortgage application