Educational Credit Union is owned by its members and run by a board of directors you elect. You can be confident that your financial privacy is a top priority of ECU. We are required by law to provide you this privacy notice to explain how we collect, use, and safeguard your personal financial information. If you have any questions, please contact a member service representative at (785) 271-6900.

We are committed to providing you with competitive products and services to meet your financial needs, which necessitates that we share information about you with our affiliated third party financial service providers. In order to offer our members additional financial service opportunities, we may disclose all of the information we collect to companies that perform marketing or other services on our behalf or to other financial institutions with whom we have joint marketing agreements.

To protect our members privacy, we only work with companies that agree to maintain strong confidentiality protections and limit the use of information we provide. We do not permit these companies to sell to other third parties the information we provide.

We may also disclose information about you under other circumstances as permitted or required by law. These disclosures typically include information to follow your instructions as you authorize, to conduct the operations of the credit union, or to protect the security of our financial records.

INFORMATION WE COLLECT AND DISCLOSE ABOUT YOU

We collect nonpublic personal information about you from the following sources:

Information we receive from you on membership and loan applications and other forms; Information about your transactions with us, our affiliates, or others; Information we receive from a consumer reporting agency; Information obtained when verifying the information you provide on an application or other forms, such as from other institutions where you conduct financial transactions.

Educational Credit Union will not share nonpublic personal information of members or non-members collected in the processing of ATM or Credit Card transactions for marketing purposes. If you terminate your membership with Educational Credit Union, we will not share information we have collected about you, except as permitted or required by law.

HOW WE PROTECT YOUR INFORMATION

We restrict access to nonpublic personal information about you to those employees who have a specific business purpose in utilizing your data. Our employees are trained in the importance of maintaining confidentiality and member privacy. We maintain physical, electronic, and procedural safeguards that comply with federal regulations and leading industry practices to safeguard your nonpublic personal information.