Certificates                                                            Effective March 31, 2010
$500 minimum to open a certificate Rate APY
  3 month 0.50% 0.50%
  6 month 0.75% 0.75%
 12 month 1.24% 1.25%
 24 month 1.75% 1.76%
 36 month 2.25% 2.27%
 48 month 2.50% 2.52%
 60 month 2.75% 2.78%
  • Above rates are available for IRA investments
  • Dividends are paid quarterly and at maturity. Dividends on Six-month Certificates and Special Rate Certificates are paid monthly and at maturity.
  • Penalty for Early Redemption of Certificate is 90 Days' Dividends (may reduce the principal of CD)
  • APY = Annual Percentage Yield

Payment Options

  • Dividends may be compounded to the certificate
  • Paid to an ECU Share Account
  • Paid by Check