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| Certificates Effective November 30, 2011 |
| $500 minimum to open a certificate |
Rate |
APY |
| 6 month |
0.40% |
0.40% |
| 12 month |
0.75% |
0.75% |
| 24 month |
1.10% |
1.11% |
| 36 month |
1.35% |
1.36% |
| 48 month |
1.60% |
1.61% |
| 60 month |
1.85% |
1.86% |
- Above rates are available for IRA investments
- Dividends are paid quarterly and at maturity. Dividends on Six-month Certificates and Special Rate Certificates are paid monthly and at maturity.
- Penalty for Early Redemption of Certificate is 90 Days' Dividends (may reduce the principal of CD)
- APY = Annual Percentage Yield
Payment Options
- Dividends may be compounded to the certificate
- Paid to an ECU Share Account
- Paid by Check
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