Share/Savings Accounts Effective May 1st, 2008
  APR APY
Share/Savings Account Rate 0.60% 0.60%
Christmas/Back-2-School Club 0.60% 0.60%
ATM Share 0.40% 0.40%
A+ Checking 0.40% 0.40%
Balances over $50.00, on any account listed above, earn dividends
     
Prime Checking 1.34% 1.35%
(Balances over $2,000.00 earn dividends)    

Money Market Gold Effective August 1st, 2008
  APR APY
$0.00 - $999.99 0.00% 0.00%
$1,000 - $9999.99 1.34% 1.35%
$10,000 - $24,999.99 1.83% 1.85%
$25,000 - $49,999.99 2.325% 2.35%
$50,000 - $99,999 2.57% 2.60%
 $100,000 +

 2.72%

 2.75%


IRA & ESA (Retirement and Education accounts)
Effective May 1st, 2008
  APR APY
Share Account 2.72% 2.75%
(Balances over $50.00 earn dividends)    

All above rates are current as of date noted, and are subject to change without notice.