Share/Savings accounts                                    Effective April 1, 2010
 

 Rate

 APY*

 Share/Savings account rate

 0.30%

 0.30%

 Christmas/Back-2-School club

 0.30%

 0.30%

 ATM share

 0.20%

 0.20%

 A+ checking

 0.15%

 0.15%

       Balances over $50.00, on any account listed above, earn dividends
 Prime checking

 0.50%

 0.50%

       Balances over $2,000.00 earn dividends
 Smart checking    
       Bonus rate** (Balances up to $25,000.00)

 3.94%

 4.01%

       2nd Tier rate** (Balances over $25,000.00)

 1.01%

 1.01%

       Base rate (If requirements** are NOT met)

 0.20%

 0.20%

 ** Bonus rate requirements per month: view statement online, one (1) direct deposit or ACH, and 10 debit card transactions.

Money market gold                                           Effective April 1, 2010
 

 Rate

APY* 

 $0.00 - $999.99

0.00% 

 0.00%

 $1,000.00 - $9,999.99

0.25% 

 0.25%

 $10,000.00 - $24,999.99

0.50% 

 0.50%

 $25,000.00 - $49,999.99

0.75%

0.75%

 $50,000.00 - $99,999.99

1.00%

1.00%

 $100,000 +

1.25%

1.26%


IRA and ESA 
(Retirement and Education accounts)
            Effective April 1, 2010

 

 Rate

 APY*

 Share account

1.50% 

 1.51%

       Balances over $50.00 earn dividends

All above rates are current as of date noted, and are subject to change without notice

*  APY = Annual Percentage Yield.