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 |
| Share/Savings accounts Effective Sept. 1, 2011 |
| |
Rate |
APY* |
| Share/Savings account rate |
0.20% |
0.20% |
| Christmas/Back-2-School club |
0.20% |
0.20% |
| ATM share |
0.20% |
0.20% |
| A+ checking |
0.10% |
0.10% |
| Balances over $50.00, on any account listed above, earn dividends |
| Prime checking |
0.30% |
0.30% |
| Balances over $2,000.00 earn dividends |
| Smart checking |
|
|
| Bonus rate** (Balances up to $15,000.00) |
2.97% |
3.01% |
| 2nd Tier rate** (Balances over $15,000.00) |
0.80% |
0.80% |
| Base rate (If requirements** are NOT met) |
0.15% |
0.15% |
** Bonus rate requirements per qualification cycle: view statement online, one (1) direct deposit or ACH, and 10 debit card transactions.
|
| Money market gold Effective Sept. 1, 2011 |
| |
Rate |
APY* |
| $0.00 - $999.99 |
0.00% |
0.00% |
| $1,000.00 - $9,999.99 |
0.20% |
0.20% |
| $10,000.00 - $24,999.99 |
0.40% |
0.40% |
| $25,000.00 - $49,999.99 |
0.60% |
0.60% |
| $50,000.00 - $99,999.99 |
0.80% |
0.80% |
| $100,000 + |
1.00% |
1.01% |
|
IRA and ESA
(Retirement and Education accounts) Effective Sept. 1, 2011 |
| |
Rate |
APY* |
| Share account |
1.25% |
1.26% |
| Balances over $50.00 earn dividends |
| Health Savings Account (HSA) Effective Sept. 1, 2011 |
| |
Rate |
APY* |
| Share account |
0.25% |
0.25% |
| Balances over $50.00 earn dividends |
|
Tax Year |
Single Coverage HDHP |
Family Coverage HDHP |
| |
Min. Deductible |
Max. Out-of-Pocket |
Min. Deductible |
Max. Out-of-Pocket |
|
2011 |
$1,200 |
$5,950 |
$2,400 |
$11,900 |
|
2012 |
$1,200 |
$6,050 |
$2,400 |
$12,100 |
|
Tax Year |
Single Coverage Annual Limit |
Family Coverage Annual Limit |
Catch-up Contribution 55+ |
|
2011 |
$3,050 ($254.17/mo.) |
$6,150 ($512.50/mo.) |
$1,000 ($83.33/mo.) |
|
2012 |
$3,050 ($254.17/mo.) |
$6,150 ($512.50/mo.) |
$1,000 ($83.33/mo.) |
An eligible individual can make catch-up contributions if he or she is at least age 55 by the end of the year for which the contribution is made.
All above rates are current as of date noted, and are subject to change without notice.
* APY = Annual Percentage Yield.
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