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Other rates and terms are offered by ECU Mortgage Services. ECU is an Equal Housing Lender.

First Mortgages                                                                             as of 5/07/08
Rate

 Amount per $1000

10 years 5.75%

 $10.98

15 years 5.99%

 $8.43

30 years 6.75%

 $6.49

  • 1/2% Origination Fee. Owner occupied residences only. For more information or rates on longer terms contact an ECU loan officer.
  • 90% of appraised value is maximum amount
  • Add 1% for homes with appraised value under $40,000
  • Add 1/2% for loans over $417,000
  • Price per $1000 is for estimation purposes only.
Home Equity Loans - Fixed Rate                                            as of 3/19/08
Loan To Value 80% or less 80-90% 90 -100%
5 years 5.99% 7.00% 8.25%
7 years 6.40% 7.75% 9.25%
10 years 6.99% 8.50% --
15 years 7.75% -- --

Primeline Home Equity Line of Credit - Variable Rate         as of 4/30/08 
Primeline Up to 85% Loan to Value 4.00%
(Rate is equal to prime)
Primeline+2 85-100% Loan to Value up to $15,000 6.00%
Rate is equal to prime+2%)

No origination fees for Primeline up to 85% LTV. $100 origination fee for Primeline+2 up to 100% LTV. Variable Rate, APR (Annual Percentage Rate) based on Wall Street Journal Prime subject to change the first day of each month. Both Loans are accessible by Check, with $500.00 minimum advances. Rates subject to change.