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Other rates and terms are offered by ECU Mortgage Services. ECU is an Equal Housing Lender.
| First Mortgages as of 5/07/08 |
|
Rate |
Amount per $1000 |
| 10 years |
5.75% |
$10.98 |
| 15 years |
5.99% |
$8.43 |
| 30 years |
6.75% |
$6.49 |
- 1/2% Origination Fee. Owner occupied residences only. For more information or rates on longer terms contact an ECU loan officer.
- 90% of appraised value is maximum amount
- Add 1% for homes with appraised value under $40,000
- Add 1/2% for loans over $417,000
- Price per $1000 is for estimation purposes only.
| Home Equity Loans - Fixed Rate as of 3/19/08 |
| Loan To Value |
80% or less |
80-90% |
90 -100% |
| 5 years |
5.99% |
7.00% |
8.25% |
| 7 years |
6.40% |
7.75% |
9.25% |
| 10 years |
6.99% |
8.50% |
-- |
| 15 years |
7.75% |
-- |
-- |
| Primeline Home Equity Line of Credit - Variable Rate as of 4/30/08 |
| Primeline |
Up to 85% Loan to Value |
4.00% (Rate is equal to prime) |
| Primeline+2 |
85-100% Loan to Value up to $15,000 |
6.00% Rate is equal to prime+2%) |
No origination fees for Primeline up to 85% LTV. $100 origination fee for Primeline+2 up to 100% LTV. Variable Rate, APR (Annual Percentage Rate) based on Wall Street Journal Prime subject to change the first day of each month. Both Loans are accessible by Check, with $500.00 minimum advances. Rates subject to change.
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