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Other rates and terms are offered by ECU Mortgage Services. ECU is an Equal Housing Lender.
| First Mortgages Effective June 1, 2010 |
|
Rate |
Amount per $1000 |
| 10 years |
4.75% |
$8.00 |
| 15 years |
5.00% |
$6.65 |
| 30 years |
5.75% |
$5.90 |
- 1/2% Origination Fee. Owner occupied residences only. For more information or rates on longer terms contact an ECU loan officer.
- 90% of appraised value is maximum amount
- Add 1% for homes with appraised value under $40,000
- Add 1/2% for loans over $417,000
- Price per $1000 is for estimation purposes only.
| Home Equity Loans - Fixed Rate Effective January 2, 2009 |
| Loan To Value |
80% or less |
80-90% |
90 -100% |
| 5 years |
5.75% |
7.00% |
8.25% |
| 7 years |
6.25% |
7.50% |
9.25% |
| 10 years |
6.50% |
8.25% |
-- |
| 15 years |
7.50% |
-- |
-- |
Primeline Home Equity Line of Credit - Variable Rate
Effective February 2, 2008 |
| Primeline |
Up to 80% Loan to Value |
3.25%
(Rate is equal to prime) |
| Primeline+2 |
80-100% Loan to Value up to $15,000 |
5.25%
Rate is equal to prime+2%) |
No origination fees for Primeline loans. Fees may apply to refinanced loans. Variable Rate, APR (Annual Percentage Rate) based on Wall Street Journal Prime subject to change the first day of each month. Both Loans are accessible by Check, with $500.00 minimum advances. Rates subject to change. Actual interest rate based upon individual credit approval.
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