Auto Loans

There's a reason we are known for our auto loans, and it's because of more than just our awesome rates! While we do have awesome credit union rates, we also have a wonderful staff that'll walk you through the entire process, answer any question you may have, and give you quick decisions to your financing needs.

  • Competitive rates
  • Finance up to 100% of value
  • Terms up to 84 months
  • Pre-approval available
  • Personal, local service
  • Quick approvals
  • Easy to apply
  • View our Auto Loan Calculators
     


Additional perks of being a member at ECU:

  • GAP coverage
  • Service Contracts

Looking for a different vehicle? Please view ECU’s Vehicles for Sale.

   

In looking out for your best interest, ECU offers GAP coverage when you purchase your vehicle. GAP coverage allows you to bridge the gap between what your insurance company awards you and what you still owe on the car when it’s totaled.

Example Without GAP Coverage With GAP Coverage
Outstanding Loan Balance $10,000 $10,000
Insurance company awards you $7,000 $7,000
Outstanding Loan Balance   $3,000
Insurance company payment    
You still owe $3,000 $0.00

Service Contracts – Put the brakes on expensive car repairs. A factory warranty may not be enough, and major repairs often occur after the manufacturer’s warranty expires. Consider adding a service contract to your loan obtained through ECU.

  • No deductibles
  • 24/7/365 Emergency roadside service
  • Car rental
  • Nationwide coverage
  • Convenient access to services via toll free number
  • Increase vehicle resale value

Contact an ECU loan officer for more information. Or call Route 66 toll free at 800.808.0828 or visit www.route66warranty.com and enter your auto's information in the "Quality Fast!" section of the page for additional details.

 

 

Looking for a one-stop-shop? Current ECU members that shop for a new or used car at one of the following dealerships will be able to finance with ECU at the dealership. Just tell the dealership’s business/finance manager you are an ECU member and you want your auto loan set up through ECU.

Auto dealers that ECU partnered with:

Boyett Sales & Service - www.boyettsales.com
300 US 75 Hwy; Holton, KS 66436 - 785.364.4200

Capital City Nissan - www.capnissan.com
3115 S Kansas Ave.; Topeka, KS 66611 - 785.267.6700

Crown Automotive - www.crownautomotive.com
3430 S Iowa St.; Lawrence, KS 66046 - 866.755.9485

Dale Willey Automotive - www.dalewilleyauto.com
2840 S Iowa St.; Lawrence, KS  66046 - 785.727.1124

Dick Edwards Auto Plaza - www.dickedwardsautoplaza.com
375 Grant Ave.; Junction City, KS 66441 - 785.238.5114

Doug Richert Cadillac - www.dougrichert.com
1900 SW Topeka Blvd.; Topeka, KS 66612 - 785.231.1361

Ed Bozarth Chevrolet #1 Buick GMC - www.edbozarthoftopeka.com
3731 S Topeka Blvd.; Topeka, KS 66609 - 785.266.5151

Holthaus Autohaus - www.holthausautohaus.com
720 W Oak; Fairview, KS  66425 - 785.467.3101

Jim Clark Auto Center - www.clarkcars.com
911 Goldenbelt Blvd.; Junction City, KS 66441 - 866.459.6817

Jim Clark Auto World - www.jimclarkautoworld.com
100 SW 29th St.; Topeka, KS 66611 - 785.273.5555

Laird Noller Automotive - www.lairdnollerlawrence.com
935 W 23rd St.; Lawrence, KS 66046 - 785.393.7103

Laird Noller Topeka - www.lairdnollertopeka.com
2245 SW Topeka Blvd.; Topeka, KS 66612 - 785.235.9211

Rex's Auto Sales - www.rexsautosales.com
1539 N Washington; Junction City, KS  66441 - 785.762.6300

Sharp Honda - www.sharphonda.com
1818 SW Topeka Blvd.; Topeka, KS 66612 - 877.447.3320

Sunflower Auto Plaza - www.sunflowerautoplaza.com
103 W Fourth St.; Tonganoxie, KS  66086 - 913.999.1234

If you are an automobile or recreational vehicle dealer interested in more information about ECU’s indirect program, please contact Preston Ford at 785.228.5189 or by email